These terms govern the relationship between you, the website visitor, and us, Lumin Investment Holdings (Pty) Ltd, the website owner.

Use of This Website
We grant you a limited license to use this website according to these terms. You must not use the website in any way that is not permitted by these terms.

Intellectual Property
All rights, title, and interest in this website are our sole property.

Limits to Our Liability
We provide the website “as is” and do not give any express or implied warranty. Our maximum liability to you for all claims for direct damages is R100. We are not responsible for any indirect or consequential damages.

General
These terms are the entire agreement between the parties. South African law governs these terms, and only South African courts may decide any dispute about these terms.